Payday loans

When you want loans quickly and can’t wait until your next payday.

How much do you need to borrow?

Need a higher loan amount? 

Easy Secure Application

Applying for a fast cash loan is easy and quick. In less than 5 minutes you can apply for a Cash Today loan amount up to $5000.


Fast Results

Once your application is submitted, our team can approve your payday loan quickly. You’ll get a decision within hours instead of days.

Same Day Payments

Once you’ve been approved we will deposit the money into your bank account the same evening if your application was made before 2pm.

Looking for payday loans online in Australia for amounts up to $5000?

Consider one of our SAAC loans of $1000 to $2000, or MAAC loans of $2100 – $5000. 

While we have moved away from payday loans or small payday loans, our online SAAC and MAAC loans are processed just as quickly with same-day payments once approved.

Need money today? Don’t want mountains of paperwork, and long application processes.

Our fast online loans could be just what you’ve been looking for. 

What is a Payday Loan?


Also known as a small amount loan, or a cash advance loan, it is a lending option that allows you to borrow loan amounts generally less than $2000-$5000. These same day cash loans can be payed back faster than a traditional personal loan. Amounts borrowed could be as small as $1000, and the duration of lending as little as 6-7 days. An example would be repaying the loan with your next pay cheque for smaller amounts. You may alternatively choose to spread the repayments over weeks or months for larger amounts. Different payday lenders can offer different fee structures, so it’s important that you understand clearly your repayment amounts and schedule, as well as the fees charged.

How are Cash Today online loans different to payday loans?

Casht Today offers SAAC loans, MAAC loans, and personal loans.

A Small Amount Credit Contract (SAAC) loan is a type of short-term loan product for up to $2000, repaid over a duration that is between 16 days and 12 months, and is regulated under the National Consumer Credit Protection Act since 2009.

A Medium Amount Credit Contract (MAAC) loan is a type of short-term loan product for amounts between $2001 and $5000, repaid over a duration that is between 16 days and 24 months, and is regulated under the National Consumer Credit Protection Act since 2009.

They differ from payday loans, as they are for higher loan amounts and can be repaid over longer periods, as opposed to being smaller loan amounts that are repaid within one or more pay cycles.

How do I repay the loan?

Cash Today are fully transparent with our fees and take responsible lending seriously. Our lending options have the simple fee structure of a 20% establishment fee plus 4% of the principle amount per month until the loan is repaid. This can assist you in making an informed decision about whether a payday advance is right for your individual circumstances. Your repayments will be made via automatic direct debit from your bank account, so you have the peace of mind that you’ll never forget a payment.

What is an emergency cash loan no credit check?

An emergency cash loan is a loan to help you to deal with an emergency requiring extra cash for an expense that you weren’t able to plan for. If you need this type of loan, you may not wish for a check to appear on your credit history. At Cash Today we don’t feel that it should have to impact your credit history if you have been hit with an expense you couldn’t predict. For this reason we are happy to be able to offer alternatives for meeting our lending criteria that can get you approved without a credit check for amounts less than $2000.

Cash paid today with no credit check 

Are you searching for a fast loan with an easy online application process and quick approval? Cash Today payday loans no credit check could be just what you’ve been looking for. Find out more and borrow money now with our quick cash loans.

Transparent fees, flexible payment options, and same day approvals for loan amounts up to $5000. Our terms and conditions are super simple to understand, so there are no unwelcome surprises. We offer emergency cash loans, no credit check required.

The Cash Today difference

Servicing thousands of satisfied customers since 2006, you can count on Cash Today to deliver your cash when you need it fast. Applying is so simple! In just a few minutes you can complete the online application form from your phone or desktop for payday loans no credit check. No filling out complicated paperwork or lengthy forms required! You’ll be provided with all the information that you need about the affordable repayments and fees. We make is so easy for you to make an informed decision that is right for you.

There’s a reason that Cash Today has been the lender of choice in offering quick cash for hundreds of return customers every year. With us, you’ll get real service from real people. We understand that you are not your credit rating. Cash Today can help you get money fast when you need it whether you have bad credit, prefer a no credit check application, or are receiving Centrelink payments.

Emergency cash loans no credit check

Have you gotten an unexpected bill? Are you dealing with an emergency or medical expense that you weren’t planning for? Has an opportunity has presented itself and you just can’t let it pass you by? A fast and easy online loan from Cash Today could get you the money you need, right when you need it. If you prefer not to have a credit check appear in your history, we can work with you on that too. payday loans no credit check, no problem.

Payday advance loans

Get cash to see you through until your next pay cycle

Payday loans - no bank verification

Can I get a no bank account verification payday loan?

Payday loans in Australia

Requirements for getting approved for a payday loan in Australia

Payday loans no credit check

Getting a loan without a credit rating check

Payday loans and Centrelink

Centrelink or other government benefits and getting a loan

Urgent payday loans

Payday loans paid quickly for urgent expenses