Payday Loans

Get money today

Looking for payday loans online Australia up to $5000?

Want easy payday loans or small payday loans where the cash is paid fast?


Need money today and don’t want mountains of paperwork and long application processes?


Our fast payday loans could be just what you’ve been looking for. 

Searching for a fast loan with an easy online application process and quick approval? A Cash Today payday loan could be just what you’ve been looking for. Transparent fees, flexible payment options, and same day approvals for loan amounts up to $5000. Our terms and conditions are simple to understand so there are no surprises.

Servicing thousands of satisfied customers since 2006, you can count on Cash Today to deliver your cash when you need it fast. Applying is so simple! In just a few minutes you can complete the online application form from your phone or desktop, without filling out complicated paperwork or lengthy forms. You’ll be provided all the information you need about the affordable repayments and fees so that you can make a informed decision that is right for you.

There’s a reason that Cash Today has been the lenderof choice for payday loans for hundreds of return customers every year. You’ll get real service from real people. We understand that you are not your credit rating, and can help you get money fast when you need it whether you have bad credit, prefer a no credit check application, or are receiving Centrelink payments. 

If you’ve gotten an unexpected bill, are dealing with an emergency or medical expense you weren’t planning for, or an opportunity has presented itself and you just can’t let it pass you by, a fast and easy online loan from Cash Today can get you the money you need right when you need it.

Easy Secure Application

Applying for a payday loan is easy and quick. In less than 5 minutes you can apply for a Cash Today payday loan amount up to $5000.


Fast Results

Once your application is submitted, our team can approve your payday loan quickly. You’ll get a decision within hours instead of days.

Same Day Payments

Once you’ve been approved we will deposit the money into your bank account the same evening if your application was made before 2pm.

What is a Payday Loan?


A payday loan is also known as a small amount loan, and allows you to borrow amounts generally less than $2000 that can be payed back faster than a traditional personal loan, such as with your next paycheck for smaller amounts, or spread over weeks or months for larger amounts. Different payday lenders can offer different fee structures, so it’s important that you understand clearly your repayment amount and schedule as well as the fees charged for a payday loan.

Cash Today payday loans are fully transparent with our fees and take responsible lending seriously. Our loans have the simple fee structure of a 20% establishment fee plus 4% of the principle amount per month until the loan is repayed. You can use the payday loan calculator below to help you work out your repayments and make an informed decision about whether a payday loan is right for your individual circumstances. Your loan repayments will be made via automatic direct debit from your bank account, so you have the peace of mind that you’ll never forget a repayment.

Calculate Your Repayments

Like thousands of others since 2006, you can count on Cash Today for speedy funds to help out with an emergency, unexpected bill, or opportunity you just can’t miss!

Weekly Repayments:

Establishment Fee:

Monthly Fee:

FAQ: Payday Loans from Cash Today

Do you offer payday loans no credit check?

Looking for Payday loans Australia no credit check? If you’re worried your credit rating could prevent you from getting approved, we would like to reassure you that Cash Today makes approval decisions on more than just your credit score. We take into consideration your regular income and capacity to repay the loan, and we can grant small loan approvals regardless of your credit rating.

Cash Today payday loans for bad credit instant approval?

You can be approved for a payday loan from Cash Today despite bad credit with same day approval for small loan amounts where the repayments are affordable and you have regular income being paid into your bank account. We understand that life isn’t perfect, and a bad credit rating can happen to the best of us when life hasn’t gone to plan. We are happy to be able to offer bad credit payday loans Australia when you need it.

Cash Today payday loans – Centrelink approved?

Payday loans for Centrelink customers can be approved for small loans by Cash Today. We will take into account all forms of income in our application process, as well as the loan amount, and as a responsible lender our team will make approval decisions when we are confident that you can afford the repayments for your payday loan. Payday loans no credit checks Centrelink income, or payday loans Centrelink bad credit customers could be approved a payday loan as we take into account the whole financial picture when making our lending decisions.

Payday loans online?

Payday loans online Australia are one of the easiest ways to get approved fast for small loan amounts under $2000. An online application process that you can complete on your phone, tablet, or desktop computer will make applying simple, and takes less than 5 minutes. An online application means payday loans – no paper bank statements required.

Guaranteed payday loans no matter what in Australia?

We are proud of our reputation as a reliable lender. If you’ve been approved for a Cash Today payday loan we guarantee you will be paid your money fast. If you made your application before 2pm AEST, the money will be electronically deposited into your account that same evening.

What are small payday loans?

If you are looking for a smallpayday loan, you might opt for one of our loan options for amounts less than $500. These can be helpful if you just need a payday advance, in other words you are short on cash but you can repay the amount once your paycheque comes in. These types of loans are most often used for unexpected bills such as a trip to the dentist or a vet bill. 

Does Cash Today offer instant payday loans?

Once we recieve your application our team works fast to get you a decision on your application, and once approved the process of electronically depositing the money into your account uses instant bank transfer processes. Bank transfer delays may apply depending on your financial insitiution.

What are the best payday loans?

If you are wondering how to choose a payday loan, look for upfront fees with no hidden costs, a good reputation and lender reviews, and an established track record as a responsible and reliable lender. Cash Today are proud to have been helping Australia’s get cash when they need it since 2006, and some of our loyal customers have said they think we offer the best payday loans in Australia with the friendliest customer service.

Do you provide same day payday loans?

Our easy payday loans come standard with same day approval if you complete your application before 2pm AEST. Fast payday loans are important for when you need money quickly to handle an unexpected expense, and we work with you to get you cash when you need it most.

Quick payday loans?

The fastest way to get a payday loan is to carefully consider the amount that you want to borrow, and use our repayment calculator above to see how much you would be repaying and fees you will pay. Once you’ve decided on an amount that you feel comfortable repaying, the application process takes less than 5 minutes, and you’ll get a decision via email within hours.