Need money fast?
Want between $100 to $80,000 today?
Require a speedy application process?
Get a quick cash loan today.
How much do you need to borrow?
1: Speedy Application
Applying for quick cash is easy and convenient. In less than 5 minutes you can apply for a Cash Today amount of up to $80.000.
2: Fast Response
Our team can approve your loan quickly. You’ll get a decision within hours of submitting an application.
3: Same Day Quick Cash
Once approved, we deposit the money into your bank account the same day for applications made before 2pm AEST.
Quick Cash by Cash Today (credit provider)
Have you been wondering how you can get quick cash? Alternatively, have you been searching for quick cash loans online? Then look no further.
There are plenty of reasons why you might need access to extra funds and need it today. Firstly, you may have received a bill that is more costly than you had budgeted for. Secondly, something unexpected could have resulted in an extra cost that you need to cover. Thirdly, a time-sensitive opportunity may have presented itself, and you want to take advantage of this.
Cash Today has been one of Australia’s leading lenders since 2006. In addition, we have payday loan options for both smaller short term loans up to $500, SAAC loans up to $2000, MAAC loans up to $5000, or personal loans up to $80,000.
What is a quick cash loan?
You might need quick money for the weekend if you’re running a little short and your next payday is too far away. Perhaps you received an unforeseen bill that you couldn’t have planned for or a bill that was more costly than you had budgeted for. It could even be as simple as a last-minute spontaneous holiday, product purchase, or fun experience that you would like to take part in. For example, a tour, class, course, trip, seminar, workshop, getaway, item on special, or equipment upgrade.
So, whatever your reasons for needing money fast, a quick loan could help in a number of ways. Initially, you may be looking for a better alternative to charging an expense on your credit card, as you want to avoid paying high interest rates. Additionally, you could prefer to keep your financial details private and require an alternative to borrowing from family or friends. Finally, you could need a less stressful option than going without on essential items until your next pay cycle in order to cover the cost. In these situations, you might choose to consider a short term payday advance loan from Cash Today.
To help you decide if a quick payday loan is right for you, use our handy repayment calculator below for loan amounts up to $500 to work out if the repayments and fees would suit your budget. Also, to figure out repayments and fees for amounts higher than $500 you can view our FAQ page.
How much does it cost?
Our cash loans have the following simple fee structure:
20% of the principal amount as the establishment fee, plus 4% of principal amount per month.
Have you been looking for quick approval loans online? Do you need to borrow between $100 and $80,000?
Sometimes you need a loan quickly, plus you need cash paid to you today, and Cash Today can help!
Moreover, submitting your application is easy and takes just minutes. If you want a fast loan approved today, without piles of paperwork, and you need money now, an easy loan could be just what you have been searching for.
Our approval process is designed to work fast to get you an answer in just hours, as opposed to days. This means that borrowing is easier than you think. A great choice to consider when you want quick loans, need cash paid today and don’t want difficult and long forms to fill out.
Calculate Your Repayments
Like thousands of others since 2006, you can count on Cash Today for speedy funds to help out with an emergency, unexpected bill, or opportunity you just can’t miss!
Quick Cash Loan Process – What do we need from you?
In order to approve your application, we will require that you meet our lending requirements for our quick approval loans.
1: You are an Australian resident
2: You are an adult, over the age of 18 years old
We will ask for a copy of your driver’s licence and a utility bill showing your current address to confirm this.
We need to see that you are able to easily repay the loan amount.
Cash Today would never wish to approve loans where repayments would put you under financial stress. Because of this, we check that you will be able to make your repayments with ease.
We will verify your regular income, via your online banking platform.
Income considered for your application may include payments from your employer, business income, or government benefits such as Centrelink payments.
This is completed through a quick and completely confidential online process where we request permission to view read-only digital bank statements. This means you don’t need to scan or upload PDF files to attach to your application.
The last step is generally to perform a credit check. A great credit rating makes it easier for us to approve loan applications.
In some cases, you might prefer a no-credit-check loan. We do offer loans without credit checks in some cases, as long as you meet our other lending criteria.
FAQ: Quick Cash Loans from Cash Today
Do you offer loans for quick cash with no credit check?
Let’s say that you are looking for quick cash with no credit check? If so, and you have concerns that your credit rating could get in the way of being approved, we can reassure you that Cash Today makes our approval decisions looking at more than just a credit score.
Also, we opt to look at regular income and affordability of repayments, plus we can approve for smaller amounts without looking at your credit rating.
A quick cash loan can be a great option if you find yourself in a financial bind and need access to funds quickly. However, it’s important to understand the terms and conditions of these types of loans before applying.
How about quick cash loans with bad credit?
At times you need cash quick, but you may worry you won’t get approved because you have a bad credit rating. At Cash Today, we know that sometimes circumstances outside of your control can result in a bad credit rating. We also understand that sometimes you don’t want a check appearing on your credit record.
So, you’ll be glad to hear that Cash Today can provide payday advance loans on smaller loan amounts if you meet the other lending criteria, even if your credit score isn’t the best. And we can offer approval for loans as long as you meet our criteria for regular income and repayment affordability.
If you’re looking for quick cash loans with bad credit, there are a few things you should know. First, while it is possible to get these types of loans through a traditional lender such as your band, they typically come with much higher interest rates than traditional loans. This is because lenders perceive borrowers with bad credit as being a greater risk.
Second, you may have to put up collateral in order to secure the loan. This could be in the form of your car or home equity.
Finally, quick cash loans with bad credit typically have shorter repayment terms than traditional loans. This means that you’ll need to pay back the loan much sooner than with other loan types.
With a Cash Today bad credit loan, assuming that you meet our other lending criteria and we can see that repayments will be affordable for you, you can access fixed flat fees with no interest charged, and no collateral required.
Can you provide quick cash loans for Centrelink customers?
It is possible that you have found in the past that some lenders do not accept Centrelink payments as an income source when you’ve applied.
Cash Today does accept Centrelink income as valid when used in conjunction with paid employment income when we are considering your eligibility for amounts less than $500.
For example, let’s say that you receive government benefits as well as work part-time. Also, you are concerned that the income from your job wouldn’t be high enough to get approved for a loan. Rest assured, Cash Today will take into account your Centrelink payments as well as income provided from your employment when we are making our approval decision.
So, if we determine that you are able to afford the repayments, plus you meet the other criteria required by us as a responsible lender, you could be approved for a quick cash loan online with same day payment.
Quick cash loans today?
Need money fast? Are you wondering “where can I get a loan until payday?” Cash Today offers a simple and quick online application process that you can complete in minutes. So you’ll get an approval decision within hours.
If you’re looking to apply for a loan, there are a few things you need to know. Here’s what you need to do to get started.
1. Know how much you need to borrow. This will help you determine which type of loan is right for you.
2. Shop around. Compare rates and terms from multiple lenders to find the best deal.
3. Read the fine print. Make sure you understand all the terms and conditions of your loan before you sign anything.
4. Be prepared to repay your loan on time.
Furthermore, if you do apply for a Cash Today loan, once approved the funds will be released to your chosen bank account that same evening – as long as we’ve received your application before 2pm AEST.
Guaranteed payday loans no matter what in Australia?
We are proud of our reputation as a reliable lender. If you’ve been approved for a Cash Today payday loan we can guarantee that you will be paid your money fast.
If you made your application before 2 pm AEST, the money will be electronically deposited into your account that same evening.
How to get quick cash?
When you need cash fast, there are 3 easy steps to getting an online payday loan in just minutes.
1: Use our repayment calculator to check the transparent flat fees charged for the loan amount you want, and decide if the repayments are affordable for you.
2: Click here to apply, and complete the simple online application form in just minutes.
3: Check your email, you’ll receive an approval decision within hours.
Quick personal loan advantages
Fast short-term loans offer a number of advantages over other types of lending products. Here are some of the most notable benefits:
Convenience – Payday loans are incredibly convenient. You can apply for a loan online, and you can receive your funds quickly. There’s no need to jump through hoops or wait weeks for your loan to be processed.
Flexibility – Payday loans offer more flexibility than other types of loans. You can choose how much you want to borrow and for how long. There’s no need to worry about collateral or a repayment schedule that doesn’t work for you.
What are the alternatives to a cash loan?
Before you apply for a loan, it’s a good idea to carefully consider your options. Centrelink customers or those receiving government benefits may be eligible for an advance on their payments.
Tweaking your budget to cut down expenses for the short term could free up some extra cash. Also, you could borrow money from friends or family to cover expenses, and then repay them with your next paycheque.
You can view more options and alternatives to taking out a loan at moneysmart.gov.au
Alternatively, quick cash loans are a great option for those who need money fast. They are typically smaller loans that can be approved quickly, making them perfect for unexpected expenses or emergency situations. Quick cash loans can be used for anything from car repairs to medical bills, and they can be a lifesaver when you’re in a pinch.
There are a few things to consider before you apply for a quick cash loan, however. Make sure you understand the terms and conditions of the loan and be sure you can repay it on time.
If you need quick cash, a quick cash loan may be the perfect solution. Just be sure to do your research and understand the terms before you apply.
Ready to apply? Click here.