Need money fast?
Want between $100 to $500 today?
Require a speedy application process?
Get a quick cash loan today.
How much do you need to borrow?
1: Speedy Application
Applying for quick cash is easy and convenient. In less than 5 minutes you can apply for a Cash Today amount of up to $5000.
2: Fast Response
Our team can approve your payday loan quickly. You’ll get a decision within hours of submitting an application.
3: Same Day Quick Cash
Once approved, we deposit the money into your bank account the same day for applications made before 2pm AEST.
Quick Cash by Cash Today (credit provider)
Have you been wondering how you can get quick cash? Alternatively, have you been searching for quick cash loans online? Then look no further.
There are plenty of reasons why you might need access to extra funds and need it today. Firstly, you may have received a bill that is more costly than you had budgeted for. Secondly, something unexpected could have resulted in an extra cost that you need to cover. Thirdly, a time-sensitive opportunity may have presented itself, and you want to take advantage of this.
Cash Today has been one of Australia’s leading lenders since 2006. In addition, we have payday loan options for both smaller short term loans up to $500, or larger payday advance loans up to $5000.
What is a quick cash loan?
You might need quick money for the weekend if you’re running a little short and your next payday is too far away. Perhaps you received an unforeseen bill that you couldn’t have planned for or a bill that was more costly than you had budgeted for. It could even be as simple as a last-minute spontaneous holiday, product purchase, or fun experience that you would like to take part in. For example, a tour, class, course, trip, seminar, workshop, getaway, item on special, or equipment upgrade.
So, whatever your reasons for needing money fast, a quick loan could help in a number of ways. Initially, you may be looking for a better alternative to charging an expense on your credit card, as you want to avoid paying high interest rates. Additionally, you could prefer to keep your financial details private and require an alternative to borrowing from family or friends. Finally, you could need a less stressful option than going without on essential items until your next pay cycle in order to cover the cost. In these situations, you might choose to consider a short term payday advance loan from Cash Today.
To help you decide if a quick payday loan is right for you, use our handy repayment calculator below for loan amounts up to $500 to work out if the repayments and fees would suit your budget. Also, to figure out repayments and fees for amounts higher than $500 you can view our FAQ page.
How much does it cost?
Our cash loans have the following simple fee structure:
20% of the principal amount as the establishment fee, plus 4% of principal amount per month.
Calculate Your Repayments
Like thousands of others since 2006, you can count on Cash Today for speedy funds to help out with an emergency, unexpected bill, or opportunity you just can’t miss!
FAQ: Quick Cash Loans from Cash Today
Do you offer loans for quick cash with no credit check?
Are you looking for quick cash with no credit check? If so, and you’re concerned that your credit rating could get in the way of being approved, we can reassure you that Cash Today makes our approval decisions looking at more than just your credit score.
Also, we opt to look at regular income and affordability of repayments, plus we can approve for smaller amounts without looking at your credit rating.
How about quick cash loans with bad credit?
Sometimes you need cash quick, but you may worry you won’t get approved because you have a bad credit rating. At Cash Today, we know that sometimes circumstances outside of your control can result in a bad credit rating. We also understand that sometimes you don’t want a check appearing on your credit record.
So, you’ll be glad to hear that Cash Today can provide payday advance loans on smaller loan amounts if you meet the other lending criteria, even if your credit score isn’t the best. And we can offer approval for loans as long as you meet our criteria for regular income and repayment affordability.
Can you provide quick cash loans for Centrelink customers?
It is possible that you have found in the past that some lenders do not accept Centrelink payments as an income source when you’ve applied.
Cash Today do accept Centrelink income as valid when used in conjunction with paid employment income when we are considering your eligibility for amounts less than $500.
For example, let’s say that you receive government benefits as well as work part-time. Also, you are concerned that the income from your job wouldn’t be high enough to get approved for a loan. Rest assured, Cash Today will take into account your Centrelink payments as well as income provided from your employment when we are making our approval decision.
So, if we determine that you are able to afford the repayments, plus you meet the other criteria required by us as a responsible lender, you could be approved for a quick cash loan online with same day payment.
Quick cash loans today?
Need money fast? Cash Today offer a simple and quick online application process that you can complete in minutes. So you’ll get an approval decision within hours.
Furthermore, once approved the funds will be released to your chosen bank account that same evening – as long as we’ve received your application before 2pm AEST.
Guaranteed payday loans no matter what in Australia?
We are proud of our reputation as a reliable lender. If you’ve been approved for a Cash Today payday loan we can guarantee that you will be paid your money fast.
If you made your application before 2pm AEST, the money will be electronically deposited into your account that same evening.
How to get quick cash?
When you need cash fast, there are 3 easy steps to getting an online payday loan in just minutes.
1: Use our repayment calculator to check the transparent flat fees charged for the loan amount you want, and decide if the repayments are affordable for you.
2: Click here to apply, and complete the simple online application form in just minutes.
3: Check your email, you’ll receive an approval decision within hours.
What are the alternatives to a cash loan?
Before you apply for a loan, it’s a good idea to carefully consider your options. Centrelink customers or those receiving government benefits may be eligible for an advance on their payments.
Tweaking your budget to cut down expenses for the short term could free up some extra cash. Also, you could borrow money from friends or family to cover expenses, and then repay them with your next paycheque.
You can view more options and alternatives to taking out a loan at moneysmart.gov.au
Ready to apply? Click here.