Small Loans

Get $500 today

Looking for small personal loans?

Want small cash loans or small payday loans where the cash is paid fast?

Need  $200, $300, $500 today and don’t want pages of paperwork and long application wait times?

Our small payday loans could be just what you are looking for. 

Looking for a fast small loan up to $500 with a super simple online application process and quick approval times? A Cash Today small payday lender could be the solution you’ve been searching for. We offer fully transparent fee structures, flexibility with repayment options, and same day approvals for small loan amounts up to $500, or options for larger amounts up to $5000. Cash Today offers terms and conditions which are easy to understand and you can be confident that there will be no surprises with your small personal loan amount.

Servicing thousands of customers with raving reviews for a personal approach and outstanding communication since 2006, you rely on Cash Today to deliver your cash when you need a small amount of money fast. Applying couldn’t be more simple! In less than 5 minutes you can complete our online application on your phone, laptop, desktop computer, or tablet without the need to fill out tricky and detailed paperwork. We will offer you all the information you require to understand the affordable repayment options and our small payday loan fees so that you can make a decision that is right for you and your individual circumstances.

There’s a good reason Cash Today has been a lender of choice for small payday loans for 100’s of returning customers every year. You’ll love the real service from real people. We understand that life happens, and you are not your credit rating. We may be able  to help you get upto $500 fast when you need it regardless of bad credit, a preference for a no credit check application, or incomein the form of Centrelink payments.

If you’ve been trying to work out how to deal with an unexpected bill, emergency or medical expense that you weren’t able to plan for, or have been presented an opportunity that you just can’t let pass you by, a fast and easy small online loan from Cash Today can get you the money you need at the moment you need it.

Easy Secure Application

Applying for a payday loan is easy and quick. In less than 5 minutes you can apply for a Cash Today payday loan amount up to $500.


Small Loans Fast

Once your application is submitted, our team can approve your payday loan quickly. You’ll get a decision within hours instead of days.

Same Day Payments

Once you’ve been approved we will deposit the money into your bank account the same evening if your application was made before 2pm.

Calculate Your Repayments

Like thousands of others since 2006, you can count on Cash Today for speedy funds to help out with an emergency, unexpected bill, or opportunity you just can’t miss!

Weekly Repayments:

Establishment Fee:

Monthly Fee:

FAQ: Small Payday Loans Fast from Cash Today

What is a small personal loan?

A small loan, small personal loan, or small payday loan is typically an unsecured loan amount for less than $500 that is repaid with your next paycheque, or in a few smaller repayments split over multiple pay cheques. A loan for a smaller amount is usually taken out when there is an unexpected bill that needs to be paid quickly, and the customer needs a short term cash injection to help them temporarily until their income is paid. There are simple fixed fees, and you repay the loan amount more quickly, which can sometimes be a better alternative to adding an expense onto your credit card and paying high interest rates.

An example might be an employee that gets paid monthly, and at the end of the month their expenses have exceeded their budget. A Cash Today cash advance loan could provide a financial buffer to cover expenses until the monthly wages are paid. You can apply from anywhere in Australia, 24/7, and get approved for small loans fast.

What is a small cash loan?

A small cash loan is generally a payday advance loan that is paid quickly for amounts less than $500. It is paid when you need cash in your bank account and other alternative methods are not feasible. For example, a situation where you can not negotiate a payment plan with a service provider, and extension on a due date, or access your saving fast enough. It may also apply to situations where you need physical cash and a credit card cash advance incurring higher interest rates is out of the question.

Can I get a small personal loan with no credit check?

Looking for small payday loans with no credit check? If you’re concerned your credit rating will prevent you from being approved, be assured that Cash Today makes approval decisions on more than just your credit score. We understand that you are human, and take into consideration multiple factors including your regular income and repayment capacity, and we can approve small loan approvals regardless of your credit histories.

Cash Today small payday loans – bad credit – instant approval?

You may be able to be approved for a small personal loan with Cash Today regardless of having bad credit, and you need same day approval for a small loan amount of up to $500 where repayments are affordable plus you can show a history of regular income paid into your bank account. We understand that life doesn’t always go the way you think, and a bad credit rating can happen to anyone despite the best of intentions. We are delighted to offer bad credit small cash loans in Australia when you need it.

Small payday loans – Centrelink approved?

Small cash loans are available for Centrelink customers and can be approved for small loan amounts by Cash Today. We will carefully consider all forms of income in your application, as well as the small loan amount up to $500. At Cash Today we pride ourselves on being a responsible lender and our team will make approval decisions if we can be confident that repayments for your small payday loan will be affordable for you. Small payday loans with no credit checks and considering Centrelink income, or small payday loans Centrelink bad credit customers could be approved for a payday loan up to $500, as we are careful to take into account your entire financial situation when making our lending decisions.

Small payday loans online?

Looking for small payday loans online, Australia? Our online loans are one of the easiest ways to get approved fast for small loan amounts under $500. An online application process that you can complete quickly makes applying simple, and takes under 5 minutes. Applying online for small payday loans – no paper bank statements required – is easier than ever. You need to be 18 years or older, an Australian resident, and have regular income paid into your bank account. If you meet our lending criteria, and we can see that the repayments would be affordable for you, could could be approved and have the cash transferred to your bank account that same day. Please note that there may be transfer processing delays depending on your financial institution.

Guaranteed payday loans no matter what in Australia?

We are proud of our reputation as a reliable lender. If you’ve been approved for a Cash Today payday loan we guarantee you will be paid your money fast. If you made your application before 2pm AEST, the money will be electronically deposited into your account that same evening. We know how important it is to offer reliable lending to our customers, and our team work hard to process applications quickly and get you an approval decision fast.

What are small payday loans?

If you are looking for a small cash loan, you might opt for one of our loan options for amounts less than $500. These can be helpful if you just need a payday advance, in other words you are short on cash but you can repay the amount once your paycheque comes in. These types of short term loans loans are most often used for unexpected bills such as a trip to the dentist or a vet bill. They are generally paid off quickly over one or more pay cycles, so you aren’t being charged interest over 6, 12, or 24 months like a standard personal loan. You can view all the fees and charges involved by using our easy repayment calculator above.

Does Cash Today offer instant payday loans?

Once we receive your application our team works fast to get you a decision on your application, and once approved the process of electronically depositing the money into your account uses instant bank transfer processes. Bank transfer delays may apply depending on your financial institution. For example, the funds may clear the next day. When you need small loans fast, we work hard to get you the cash you need when you need it most.

What are the best payday loans?

If you are wondering how to choose a payday loan, look for upfront fees with no hidden costs, a good reputation and lender reviews, and an established track record as a responsible and reliable lender. Cash Today are proud to have been helping Australia’s get cash when they need it since 2006, and some of our loyal customers have said they think we offer the best payday loans in Australia with the friendliest customer service.

You also want to look for a simple application process without lengthy paperwork, having to upload bank statements, or wait days for an approval decision. Have you ever applied for a loan, then had to send in extra supporting documentation, experiencing longer delays, and then been forced to wait even longer for the funds to appear in your bank account? A small payday advance loan application should be fast and easy, with your income and expenses verified quickly via read-only bank statements via your Netbank, and an approval decision received the same day.

Do you provide same day payday loans?

Our easy payday loans come standard with same day approval if you complete your application before 2pm AEST. Fast payday loans are important for when you need money quickly to handle an unexpected expense, and we work with you to get you cash when you need it most.

Let’s look at a quick example to see how this would work. Your pet becomes unwell, and you need to come up with funds to pay for the vet bill the next day. You use a debit card for online purchases, and don’t have a credit card. You feel that asking your friends or family if you could borrow money would make them feel uncomfortable, and you can’t access your savings quickly enough.

You go onto the Cash Today website on your phone on your work lunch break, fill out the quick application form, approve the request for accessing 90 days of read-only online bank statements, and submit your application. When you finish work, you see an email saying you’ve been approved for the loan amount. The funds are transferred to your bank account that evening, and you can pay the vet bill. You repay the loan amount with smaller repayments split over the next few weeks after you get paid. Easy, convenient, and hassle free.

Quick payday loans?

The fastest way to get a payday loan is to carefully consider the amount that you want to borrow, and use our repayment calculator above to see how much you would be repaying and fees you will pay. Once you’ve decided on an amount that you feel comfortable repaying, the application process takes less than 5 minutes, and you’ll get a decision via email within hours. Decisions are made based on our criteria for responsible lending.