Cash Today emergency cash loans with no credit check?
Find out if a Cash Today loan is an option for you when you have a bad credit rating.
Do you need emergency cash loans, no credit check?
Looking for emergency cash in Australia?
Find out the options for getting emergency funds with a bad credit rating or no credit rating.
What is an emergency loan?
Also known as an emergency cash loan, or a cash loan, it is a lending option that lets you borrow loan amounts between $1000 and $5000 that is paid back faster than a regular personal loan. The duration of lending can be as little as 6-7 days. One example would be repaying the loan amount with your next pay cheque. You might also choose to spread the repayments over weeks or months if the amount borrowed is higher. Different emergency cash lenders will offer different fee structures, so it’s important that you understand clearly your repayment choices, as well as any fees charged. Emergency cash loans, no credit check, can sometimes be approved for amounts under $2000 as long as you satisfy other lending criteria, but this is likely to significantly reduce your likelihood of being approved.
How do I repay an emergency loan?
Cash Today is completely transparent with our fees because we take responsible lending seriously. We have a simple fee structure that includes a 20% establishment fee plus 4% of the principal amount per month until the loan is paid off. Your repayments will be set up via automatic direct debit from your bank account, so you have the peace of mind that you’ll never forget a repayment.
What is an emergency cash loan no credit check?
An emergency cash loan is a loan to help you to deal with an emergency requiring extra cash for an expense that you weren’t able to plan for. If you need this type of loan, you may not wish for a check to appear on your credit history. In this case, applying for a Cash Today loan may not be the best option for you.
What are my emergency cash loans (no credit check) alternatives?
A small payday loan or online loan isn’t always the best solution when you have short-term cash flow problems. It’s important that you carefully consider our fees and decide if you can easily afford the repayments, and decide whether you want to apply for a loan with the understanding that you are less likely to be approved. There are other options available for financial assistance at moneysmart.gov.au
There are options such as advances on government benefits, and financial counselling.