Payday Loans

If you’ve been looking for a payday loan that doesn’t require providing the lender with paper or PDF bank statement documents to verify income, you’ll be happy to hear that we can offer an alternative.

Cash Today is one of Australia’s leading lenders, with thousands of satisfied customers and fantastic reviews. We love being able to offer application processes that suit our customers, including the option of automatically verifying your income via your bank instead of going through the hassle of downloading statements and attaching the documents to your application.

If you’ve been looking for lenders that don’t use bank verification as part of their application process, it may be due to concerns about privacy or how your financial data is used or stored. We understand that privacy is important to you, and our team assess every application carefully and with complete confidentiality, including 90 days of bank transactions. We also offer transparent fees, flexible repayments, and same day approvals. Our terms and conditions are simple and easy to understand. There are no unwelcome suprises with a payday loan from Cash Today.

Applying for a payday loan with no bank statement documents couldn’t be easier! In under 5 minutes you can fill out the online application and give permission for an automatic online bank verification. This is a read only copy of bank statements, and this transaction data is not shared. We do not have access to your bank accounts,  just the statements themselves. We can’t access your login details, and we do not store this information. The technology for this is designed to be 100% confidential and secure, and is standard practice for loan approvals with most lenders. The information from the bank statements helps us make our approval decision.

If you are a returning Cash Today customer and have changed banks in the last 90 days and can no longer access your previous account, you may be wondering how to apply. In these cases, if you don’t have the ability to provide the full 90 days of statements via automatic verification we can accept bank statement documents that have been stamped and verified as authentic by your previous bank.

When you apply, you’ll be shown all the information you need about fees and repayments so you can make a informed decision that feels right to you. Cash Today is the lender of choice for payday loans with no bank verification for hundreds of return customers each year. We offer outstanding service delivered by real people. We pride ourselves on helping you get money fast when you need it.

Whether you need cash for an unexpected bill, emergency, or opportunity, a fast and easy online loan from Cash Today could get you the money you need when you need it fast.

FAQ: Payday Loans – No Bank Verification from Cash Today

Do you offer no bank check loans?

We do not request access to your bank account when verifying your income. We do however request 90 days worth of bank statements that are provided by your financial institute via automatic online verification. Knowing this beforehand lets you decide how much information you are comfortable sharing before submitting your application.

Does Cash Today offer payday loans for bad credit in Australia?

You may be approved for a payday loan from Cash Today even if you have bad credit for smaller loan amounts in circumstances where repayments are affordable for you and we can see that you have regular income being paid. We know that life doesn’t always go to plan, and a bad credit rating can happen even with the best intentions. We do offer bad credit payday loans in Australia.

We do also accept Centrelink payments as a form of income and can offer loans to bad credit customers recieving government benefits if you meet the other criteria for responsible lending that we are proud to adhere to in making lending decisions.

How fast are your payday loans?

Once you’ve submitted your online application (this should take you just a few minutes) our friendly team works fast to offer you an approval decision. In contrast to other types of loans, a payday loan with us will get you an answer within just hours instead of days. If your application was recieved before 2pm AEST and you are approved for a loan, you’ll be eligible for same day payment processing.

The easy process of electronically depositing the money into your bank account utilises instant bank transfer processes. Please note that bank transfer delays may apply depending on which financial insitiution you bank with.

Payday loans online?

Payday loans online Australia are one of the easiest ways to get approved fast for small loan amounts under $2000. An online application process that you can complete on your phone, tablet, or desktop computer will make applying simple, and takes less than 5 minutes. An online application means payday loans – no paper bank statements required.

Are your payday loans online, quick, and easy?

We are not only proud of our reputation as a reliable lender, but proud to offer easy online loan application processes that make it so fast and simple to get approved for a payday loan when you need it.

We guarantee fast approval turnarounds once you’ve submitted our simple online form, and that you will be paid your money fast. If you completed your application before 2pm AEST, the approved loan amount will be electronically deposited into your account that evening.

How is an easy payday loan different to a personal loan?

A payday loan is a type of lending that offers smaller cash payments such as $100, $250, $500, or larger amounts up to $5000 as a payday advance. This means the application is approved with the understanding that the loan amount will be repayed either with your next pay cheque or split over multiple dates subsequent to getting paid.

Instead of being charged interest, you agree to a set fee structure which includes an establishment fee and a monthly fee, and transparent repayment amounts that are simple to understand. Payday loans are generally applied for when Australians need extra cash that they don’t have the funds to cover right now, but will be able to repay in coming weeks or months. They are a way of accessing fast cash for an emergency, unexpected expense, or even an opportunity that’s arisen.

Do you offer instant weekend payday loans – Australia?

The weekend is often the time when you need extra cash, especially when your payday is at the start of the week. If you find that you are running a little short due to extra expenses during the week simply submit your online application before 2pm on a Friday to get your loan amount deposited that evening. Having that payday loans with a weekend payout provides extra cash when you need it for spending on the weekend. This can help take the stress out of your week when your budgeting hasn’t quite gone to plan.

I only need a small loan amount. Do you offer small payday loans?

We do offer small payday loans, whether you need $100, $200, $300, $400, or $500 loans. You can use our simple instant repayment calculator above to work out what your weekly repayments would be, and view our fully transparent fee structure so that you can work out if a small payday loan from Cash Today is right for you.

A small payday loan is a type of personal loan where only a small amount of extra cash is required temporarily to manage personal finances. The loan duration is only short term until you recieve your regular income at a later date and can repay the loan amount.