Step 1: Select the loan type and amount

Step 2: Compare different loan rates from panel of over 60 lenders and choose your loan

Step 3: Provide your details

Step 4: Receive your provisional approval decision and loan rate (within 60 seconds)

Step 5: If the loan terms are acceptable, proceed with the loan application

Step 6: Review loan terms & accept lender offer – either on screen or via email

Step 7: Authorise a read-only 90 day bank statement verification

Step 8: Lender assessment – additional documents or information may be requested, as well as a credit check (typically 24-48 hours, but can be within a few hours if no additional information is needed)

Step 9: Same day payment is processed for approved loan offers accepted before 2 pm AEST

Step 1: Provide your details and select the loan amount and reason

Step 2: View your loan interest rate offer and provisional approval decision (within 60 seconds)

Step 3: If the loan terms are acceptable, proceed with the loan application

Step 4: Review loan terms & accept lender offer – either on screen or via email

Step 5: Authorise a read-only 90 day bank statement verification

Step 6: Lender assessment – additional documents or information may be requested, as well as a credit check (typically 24-48 hours, but can be within a few hours if no additional information is needed)

Step 7: Same day payment is processed for approved loan offers accepted before 2 pm AEST

Step 1: Provide your details and select the loan amount and reason

Step 2: Authorise a read-only 90 day bank statement verification 

Step 3: Receive your provisional approval decision (within 60 seconds) 

Step 4: Review the loan terms & accept lender offer – either on screen or via email 

Step 5: Final lender assessment, including a credit check

Step 6: Same day payment is processed for approved loan offers accepted before 2 pm AEST

Sometimes despite your very best budget planning, you get hit with an unforeseen bill. Perhaps you need cash to take care of an emergency, or an opportunity comes up and you just can’t let it pass you by. You may need some extra cash within 24 hours. In this case, you don’t want the hassle and stress of long application times and piles of paperwork.

Sometimes you can plan for an emergency, and sometimes you can’t. For instance, your car breaking down, replacing a phone that was damaged, or paying to fix a costly water leak. Whatever your emergency there are times when you need to pay a bill ASAP, and you can count on Cash Today for fast approval and cash deposited into your account just when you need it.

Unexpected expenses can arise even with the best budgeting and planning strategies. Perhaps you need a loan for medical expenses like emergency dental work, or your electricity bill was higher than expected, plus the bill came for your car registration all in the same week! Maybe you’ve been tracking along well with your finances and then had an appliance break down. Replacing a white goods product like a fridge, dishwasher, or washing machine can be tricky to cover when you are on a budget.

It could be that your renovation budget has blown out, and you need to cover the difference to get the home project complete. What about those opportunities that would save you money long term but you don’t have the funds on hand to take advantage on short notice? This could be something like a sale on flights or accommodation for that overseas holiday you had planned. Another example could be moving expenses – you are paying bond, paying rent in advance, or hiring a moving truck. There are so many reasons why being able to borrow with a small or medium loan could help you out when you need cash fast.

So what are your options? Cash advances on credit cards come with hefty fees, and you may feel uncomfortable borrowing from family or friends. If you have been searching for instant approval loans because you need cash today, a small online payday loan might be an option you are considering. Quick easy loans, in just minutes.