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Loans for Moving Expenses: How to Get Financial Help When You Move


Moving can be expensive, but there are options available that can help you cover the costs, and help take some of the stress out of the process.

Updated by Steve Stemp on 18/7/23
moving expense loans

Personal Loans


Personal loans are a popular option for covering moving expenses. They offer a lump sum of money that you can repay over a fixed period of time, typically with a fixed interest rate. You can apply for a personal loan from a bank, credit union, or online lender.

Credits Cards

If you have a credit card with a high enough limit, you may consider using it to cover some or all of your moving expenses. If you are able to pay off the balance as soon as possible and avoid high-interest charges, this could be a reasonable option. If you are not able to pay off the balance, it might be better to consider other options.


If you have an overdraft facility on your bank account, you may be able to use it to cover some of your moving expenses. Just be aware that overdraft fees can add up quickly, so be sure to pay off the overdraft as soon as possible.

Government loans

Some governments offer loans or grants to help cover the costs of moving. For example, in Australia, the government offers a relocation loan for eligible individuals who need to move for work-related reasons. Do some research and see if there are any options that could fit your individual circumstances. 

Family and friends

If you have family or friends who are willing and able to help you out, borrowing money from them could be a helpful option. Just be sure to mutually agree on repayment terms and stick to them. If you don’t feel comfortable asking a loved one for help, another form of lending might be preferrable.


It’s important to remember that borrowing money comes with risks, so be sure to only borrow what you can afford to repay. And before taking out any loan, be sure to read the terms and conditions carefully, including any fees or charges that may apply.

Overall, there are many options available to help you cover your moving expenses. Whether you choose a personal loan, credit card, overdraft, government loan, or help from family and friends, it’s important to carefully consider your options and choose the one that works best for you.

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