SAAC Loans:
Loans up to $2000
Apply for a loan in minutes
Same-day approvals
Cash paid fast
Step 1: Fill out the quick application form
Step 2: Authorise the 90-day online bank statement collection
Step 3: Get your loan approval decision
It’s two simple steps to connect you to the right lender.
Emergency loans
Unexpected expenses
Travel & leisure
Exciting experiences
Veterinarian bills
Treatment & overnight care
Dentist & medical
Procedures & extras
Approved loans are paid by instant bank transfer into your designated bank account, often the same day, depending on your bank.
How it works:
Fees & charges >>
Required documents >>
Approval >>
Getting paid >>
Repaying the loan >>
Fees & charges
The fees associated with a SACC loan are a 20% establishment fee and a 4% per month fee based on the loan amount and duration of the loan term.
Required
- Proof of Australian residency (utility bill) and regular income
- Driver’s licence or other identification (over 18 years of age)
- A read-only 90-day banks statement (via online bank verification)
- Credit check
- Repayment affordability can be established
- No direct debit dishonour transactions in bank statements
Getting paid
Your approval status is shown within 60 seconds, and the decision confirmed within hours. If approved, money is sent to your bank account by instant bank transfer, often the same day.
Repaying the loan
A Small Amount Credit Contract (SAAC) loan is a type of short-term loan product for up to $2000, usually repaid over a few months or up to a year.
You will choose the loan duration and repayment frequency as part of your application.
Ensure that you feel confident that you will be able to make your repayments before applying for a loan.
Special circumstances:
We offer options for customers who may have difficulty obtaining a loan, such as customers receiving Centrelink income (or other benefits) or with bad/no credit rating. These are different to SAAC loans.
Before applying below, please ensure that you have read the warning about borrowing, and understand our terms and conditions.