Personal Loans:
Loans up to $80,000
How it works
Apply for a loan in minutes
Same-day approvals
Cash paid fast
Step 1: Fill out the quick application form
Step 2: Authorise the 90-day online bank statement collection
Step 3: Get your loan approval decision
It’s two simple steps to connect you to the right lender.
Weddings & events
Celebrations & functions
Medical expenses
Procedures & extras
Purchases
Furniture, electronics, white goods
Travel & leisure
Exciting experiences
Moving expenses
Bond, vehicle hire, services
Veterinarian bills
Treatment & overnight care
Emergency loans
Unexpected expenses
Same-day payments into your designated bank account for applications approved before 2 pm AEST.
How it works:
Fees & charges >>
Required documents >>
Approval >>
Getting paid >>
Repaying the loan >>
Fees & charges
The interest rate will depend on the type of loan (secured or unsecured), the loan amount, and the applicant’s financial situation. You might expect to pay on average 8-20% interest.
Required
- Proof of Australian residency (utility bill) and regular income
- Driver’s licence or other identification (over 18 years of age)
- A read-only 90-day banks statement (via online bank verification)
- Credit check
- Repayment affordability can be established
- No direct debit dishonour transactions in bank statements
Getting paid
If your application is received before 2 pm AEST, the approval status will be shown within 60 seconds, and the decision confirmed within hours. If approved, money is deposited into your bank account that evening.
Repaying the loan
Paersonal loans for amounts between $5000 – $10,000, might be repaid over a duration of 3-7 years.
Ensure that you feel confident that you will be able to make your repayments before applying for a loan.
Special circumstances:
We offer options for customers who may have difficulty obtaining a loan, such as customers receiving Centrelink income (or other benefits) or with bad/no credit rating. These are different to SAAC loans.
Before applying, please ensure that you have read the warning about borrowing, and understand our terms and conditions.