Cash loans no credit check?

Find out more about cash loans from Cash Today and accessing emergency funds without a credit check.

Fast cash paid today

Are you looking for fast emergency cash loans with an online application and speedy approval? Cash Today could be just what you’ve been looking for. Do you have a less-than-ideal credit rating, or don’t want a credit check with your loan application? This is likely to significantly impact your chances of being approved for a loan.

We offer simple-to-understand fees, with flexible repayment options and same-day approvals. And we can help you with emergency cash loan amounts from $1000 to $2000. Our terms and conditions are easy to understand, so there are no surprises. We offer the choice of emergency loans so that you get money fast when time is of the essence. Part of this process involves a credit check, but there are alternatives available if you are experiencing financial hardship.

What is a cash loan?

 

Also known as an emergency cash loan, or a payday loan, it is a lending option that allows you to borrow loan amounts between $1000 and $2000 that is paid back faster than a regular personal loan. The duration of lending can be as little as 6-7 days. One example would be repaying the loan amount with your next pay cheque. You might also choose to spread the repayments over weeks or months if the amount borrowed is higher. Different emergency cash lenders will offer different fee structures, so it’s important that you understand clearly your repayment choices, as well as any fees charged. Emergency cash loans, which involve a credit check, can be approved for amounts under $5000 as long as you satisfy other lending criteria.

How do I repay a cash loan?

Cash Today is completely transparent with our fees because we take responsible lending seriously. We have a simple fee structure that includes a 20% establishment fee plus 4% of the principal amount per month until the loan is paid off.  This can assist you in making an informed decision about whether an emergency loan is right in your individual circumstances. Your repayments will be set up via automatic direct debit from your bank account, so you have the peace of mind that you’ll never forget a repayment.

What are my cash loans (no credit check) alternatives?

A small payday loan isn’t always the best solution when you have short-term cashflow problems. There are other options available for financial assistance at moneysmart.gov.au

You may be able to receive an advance on government benefit payments, assistance with budgeting, or financial counselling to discuss other options.