Can you get guaranteed payday loans no matter what Australia wide?


No lender can offer guaranteed approval for cash loans in Australia, however we offer fast loans with an approval status within hours. Once approved you’ll get paid that same day, guaranteed. Applying takes just a few minutes.

How much do you need to borrow?

Easy Secure Application

We guarantee that your information is kept 100% confidential, with our secure application process. 


Fast Results

We guarantee that if your application is submitted before 2pm AEST, our team can get you an approval decision within hours.

Same Day Payments

If approved we will deposit the money into your bank account the same evening, if your application was made before 2pm AEST.

How it works

1. Decide on the loan amount you would like

Consider the amount that you need to borrow and can afford.

2. Complete our easy online application

Click “Apply Now” to submit our simple online application form

3. Check your email inbox

Follow a few steps to activate your account with the code an password we send out to you

4. Get approved

Within hours you’ll find out if you have been approved. You can also login and check at any time

5. Get your money

Once you’re approved, we will electronically deposit the money directly into your bank account that evening if your application was made before 2pm AEST

It really is that easy!

Looking for guaranteed payday loans no matter what – Australia?

Are you searching for a fast loan with a simple online application? Also, do you want cash paid into your bank account on the same day? Cash Today loans could be just what you’ve been looking for.

Firstly, apply before 2 pm AEST. Secondly, get your approved decision for your loan within hours. Thirdly, we guarantee that we will process the bank transfer into your account that same evening (subject to approval).

We do require all applicants to meet our lending criteria. So while we can’t guarantee your loan will be approved, we can guarantee our fast response. In addition, we send you a decision on your application in just hours. Then we offer same-day payments once approved.

Do you guarantee I’ll be approved for a loan?

Cash Today does not guarantee that you will be approved for your loan. In fact, you should be wary of any lenders that make this promise. 

All Australian credit providers are required to offer finance based on strict lending criteria. 

We will need to see that you are:

  1. An adult (18 years +)
  2. Living in Australia
  3. You have regular income being paid into your bank account
  4. You can afford your repayments

There are other considerations in whether we will approve your application. See our FAQ’s to find out more about getting approved. 

If you are unsure whether an offer for finance is legitimate you can review the requirements for lending for all credit providers. 

Guaranteed payday loans no matter what Australia wide. What does this mean from Cash Today? A guarantee that we will work fast on our end. Our aim is to get the cash to you the same day, once you’ve been approved.

The Cash Today difference

Cash Today has a long track record of offering assistance to thousands of satisfied customers since 2006. You can count on Cash Today. The great service you need to deliver your cash when you need it fast. Also, applying is incredibly simple!

It takes just a few minutes for you to complete our online application form on your phone, tablet, or computer. In addition, we won’t ask you to fill out complicated paperwork or lengthy forms!

Furthermore, you’ll be provided with all the information that you need about the repayments and fees for your loan. Because we want to make it easy for you to make an informed decision that is right for you.

There’s a good reason that Cash Today has been the lender of choice for hundreds of return customers every year. We offer real service from real people.

Lastly, we understand that you are more than just your credit rating. Cash Today has options to help you get money today, whether you have bad credit, prefer a no credit check application, or are receiving Centrelink payments.

Emergency loans

Sometimes life throws you a curveball.  You simply can’t plan for some things. So if you are dealing with an emergency expense that you weren’t expecting, we may be able to help.

Or, has an opportunity been presented to you, and you just can’t let it pass you by? A fast and easy online loan from Cash Today could get you the money you need, right when you need it.

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