Personal Loans
Get a quick personal loan
Apply for a loan in minutes
Same-day approvals
Cash paid fast
At Cash Today we can match you with a lender for a fast personal loan. Apply for amounts over $5,000 and up to $80,000.
Cash Today efficiently connects loan applicants with suitable lenders through a straightforward online application. Using advanced algorithms, our system ensures a quick and tailored matching process, increasing the likelihood of loan approval based on the applicant’s specific needs and financial situation.
It’s two simple steps to connect you to the right lender.
Weddings & events
Celebrations & functions
Medical expenses
Procedures & extras
Purchases
Furniture, electronics, white goods
Travel & leisure
Exciting experiences
Moving expenses
Bond, vehicle hire, services
Veterinarian bills
Treatment & overnight care
Emergency loans
Unexpected expenses
Same-day payments into your designated bank account for applications approved before 2 pm AEST.
What is a personal loan
A personal loan in Australia is a financial product provided by banks, credit unions, or online lenders that allows individuals to borrow a lump sum of money for various purposes, such as consolidating debts, funding a major purchase, or covering unexpected expenses.
Unlike specific-purpose loans like home loans or car loans, personal loans are unsecured, meaning they typically don’t require collateral. Borrowers repay the loan over a fixed term through regular instalments, which include both principal and interest.
The interest rates on personal loans can vary based on factors such as the borrower’s creditworthiness and the lender’s policies. Personal loans offer Australians a flexible financing option to meet their diverse financial needs, providing access to funds for endeavours ranging from home renovations to travel adventures.
Personal loans via Cash Today
Cash Today operates as a facilitator in the personal loan landscape, connecting individuals seeking financial assistance with a network of reputable lenders.
The process begins with a simple online application, where applicants provide necessary details about their financial situation and loan requirements.
Using advanced algorithms, Cash Today efficiently matches these applicants with lenders most suited to their needs, considering factors such as loan amount, repayment terms, and the applicant’s credit profile.
This streamlined matching process not only expedites the loan application but can also enhance the likelihood of approval by connecting borrowers with lenders who align with their financial circumstances.
By acting as a bridge between borrowers and lenders, Cash Today aims to simplify the loan-seeking journey, providing a pathway for individuals to access the funds they require with greater ease and efficiency.
How it works:
Fees & charges >>
Required documents >>
Approval >>
Getting paid >>
Repaying the loan >>
Fees & charges
The interest rate will depend on the type of loan (secured or unsecured), the loan amount, and the applicant’s financial situation. You might expect to pay on average 8-20% interest.
Required
- Proof of Australian residency (utility bill) and regular income
- Driver’s licence or other identification (over 18 years of age)
- A read-only 90-day banks statement (via online bank verification)
- Credit check
- Repayment affordability can be established
- No direct debit dishonour transactions in bank statements
Getting paid
If your application is received before 2 pm AEST, the approval status will be shown within 60 seconds, and the decision confirmed within hours. If approved, money is deposited into your bank account that evening.
Repaying the loan
Paersonal loans for amounts between $5000 – $10,000, might be repaid over a duration of 3-7 years.
Ensure that you feel confident that you will be able to make your repayments before applying for a loan.
Before applying, please ensure that you have read the warning about borrowing, and understand our terms and conditions.