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$1000 loans

Apply for a same-day $1000 loan in minutes.

Do you need a $1000 loan quickly? Learn more about whether a Cash Today loan is right for you.

Updated by Steve Stemp on 26/3/24

$1000 loan approved

Will I get approved?

Requirements for a $1000 loan:

  • Age of 18 years or older
  • Bank accounts showing consistent income from paid employment has been deposited into your bank account (confirmed via 90-day online bank statement verification during the application process)
  • Identification such as your driver’s licence or other form of ID
  • Proof of residency (utility bill)
  • No direct debit dishonour transactions in bank statements
  • Good credit rating

Reasons your loan may NOT be approved

  • You have opened a personal loan in the last 90 days
  • You already have more than two or more payday loans under $2000
  • Your bank statements in the last 90 days display transactions for online gambling
  • Your bank statements show payments made to collection companies or payment arrears or dishonours in the last 90 days
  • Your bank statements show wage advances such as Wagetap, Wagepay, MyPayFast, Beforepay, in the last 90 days
  • Bankruptcy
  • A credit score of less than 300

Online application

Have you carefully checked the above criteria and believe that you will meet the requirements for loan approval? If so, you’ll be happy to discover that our online application for a $1000 loan couldn’t be simpler.

  1. Click the “Apply” button below
  2. Fill out the simple and quick application form, selecting $1000 as your loan amount and your preferred repayment schedule
  3. Authorise the online read-only 90-day bank verification in order to confirm your income and repayment affordability as well as check for other loans, direct debit dishonours etc.

Approval decision

Your application will be assessed quickly (in some cases, as little as 60 seconds), and an approval decision will be provided. Ensure that you have entered the correct contact details in your application, as you will need to check your emails for this information and the next steps.


If your application was completed before 2 pm AEST, and was approved, you can expect the funds to be deposited into your bank account that same day. If it was completed after 2 pm AEST, the funds may be deposited the next business day instead. 

Loan types

Why would you need a quick $1000 loan? There are a variety of reasons why you may find yourself in need of a fast cash loan.

Emergency Loans:

Unexpected emergencies can strike at any moment, leaving you in need of immediate financial assistance. Whether it’s a sudden medical expense, a car repair, or a home repair, our $1000 emergency loans provide the financial cushion you need to address unforeseen circumstances swiftly.

Car Repair Loans:

When your vehicle breaks down unexpectedly, it can throw a wrench into your budget. Our $1000 car repair loans offer a quick and convenient solution to get your vehicle back on the road without delay. Whether it’s a flat tire, a faulty engine, or any other automotive issue, we’re here to help you cover the costs.

Medical Loans:

Healthcare expenses can add up quickly, especially when unexpected medical issues arise. With our $1000 medical loans, you can rest assured knowing that you have the funds you need to cover medical bills, prescriptions, treatments, and other healthcare-related expenses.

Dentist Loans:

Dental emergencies can be painful both physically and financially. Whether it’s a sudden toothache, a chipped tooth, or the need for urgent dental treatment, our $1000 dentist loans provide the financial support you need to prioritise your oral health without delay.

Veterinarian Loans:

Pets are cherished members of the family, but veterinary bills can put a strain on your finances. Our $1000 veterinarian loans ensure that you can provide the best possible care for your furry friends without worrying about the cost. From routine check-ups to emergency treatments, we’ve got you covered.

Travel Loans:

Sometimes, life calls for an adventure, but the cost of travel can be prohibitive. Whether you’re planning a spontaneous getaway or visiting family across the country, our $1000 travel loans make it easy to turn your travel dreams into reality without breaking the bank.

Furniture & Appliance Loans:

Replacing essential household items like furniture and appliances can be expensive, especially when unexpected. With our $1000 furniture and appliance loans, you can upgrade your home or replace worn-out items without draining your savings.

Moving Expense Loans:

Moving can be a costly endeavour, with expenses ranging from hiring movers to purchasing packing supplies. Our $1000 moving expense loans help alleviate the financial strain of relocation, allowing you to focus on settling into your new home with ease.

Loans for Unexpected Bills:

Life is full of surprises; unexpected bills can catch you off guard when you least expect them. Whether it’s a utility bill, a repair bill, or any other unforeseen expense, our $1000 loans provide the financial flexibility you need to navigate life’s twists and turns without stress.


If you have carefully read the requirements for a successful application and feel that a Cash Today $1000 could be right for you, simply click below to start the application process.

Click below to apply for a loan between $1000 and $5000 today