Centrelink loans:
- You are unlikely to be approved for loan amounts over $500 (unless you have part-time or full-time employment in addition)
- Selecting higher loan amounts in your application is not advisable
- Your regular expenses, direct debits, and loan repayments from other lenders are considered. This includes Afterpay, Zip Pay/Zip Money, PayPal Pay in 4, or other buy now pay later arrangements.
- Direct debit dishonour transactions showing in bank statements will reduce your chances of being approved
- Consider alternatives to lending available to Centrelink customers before applying for a loan
No credit check loans
- You are unlikely to be approved for loan amounts less than $1000, or more than $2000
- Selecting higher loan amounts in your application is not advisable
- Your regular expenses, direct debits, and loan repayments from other lenders are considered. This includes Afterpay, Zip Pay/Zip Money, PayPal Pay in 4, or other buy now pay later arrangements.
- Direct debit dishonour transactions showing in bank statements will reduce your chances of being approved