Unfortunately it is unlikely that you would be approved for a loan at this time.

If you do choose to apply, your application would be declined if the compulsory 90-day bank statement check shows:

  • You have opened a personal loan in the last 90 days
  • You already have more than two or more payday loans under $2000
  • Your bank statements in the last 90 days display transactions for online gambling, for example Sportsbet
  • Your bank statements show payments made to collection companies or payment arrears or dishonours in the last 90 days
  • Your bank statements show wage advances such as Wagetap, Wagepay, MyPayFast, Beforepay, in the last 90 days


It might be of benefit to consider alternative options for accessing financial assistance:


Urgent help with money

Centrelink crisis payments

Services Australia: Manage your money

Moneysmart: Financial counselling

National Debt Helpline