Reconsider Applying
Unfortunately it is unlikely that you would be approved for a loan at this time.
If you do choose to apply, your application would be declined if the compulsory 90-day bank statement check shows:
- You have opened a personal loan in the last 90 days
- You already have more than two or more payday loans under $2000
- Your bank statements in the last 90 days display transactions for online gambling, for example Sportsbet
- Your bank statements show payments made to collection companies or payment arrears or dishonours in the last 90 days
- Your bank statements show wage advances such as Wagetap, Wagepay, MyPayFast, Beforepay, in the last 90 days
It might be of benefit to consider alternative options for accessing financial assistance:
Services Australia: Manage your money
Moneysmart: Financial counselling