Home > Loans > Loans for Purchases of Physical Items

Purchasing Made Easy: Loans for Physical Items


Are you in need of new furniture, equipment, electronics, or whitegoods but don’t have the funds to cover the costs upfront? Fortunately, there are loans available specifically for these types of purchases. Let’s explore your options.

Updated by Steve Stemp on 1/7/23

instant approval loans need cash today

Personal Loans

Personal loans can be a great option for purchasing physical items. With a personal loan, you can borrow a lump sum of money and pay it back over a set period with fixed repayments. Some lenders may require collateral, such as a car or property, while others may offer unsecured loans. It’s important to shop around and compare interest rates, fees, and repayment terms to find the best loan for your needs.

Medium Loans

Medium loans can also be used for purchasing physical items. These loans typically range from $2,000 to $5,000 and can be repaid over a period of 6 to 24 months. They may require a credit check and proof of income, but can offer more flexibility in terms of repayment options.

Furniture and Whitegoods Loans

Some lenders offer specialized loans for specific items, such as furniture and whitegoods.

These loans can be used to purchase items from specific retailers and often offer interest-free periods or low interest rates. However, it’s important to read the terms and conditions carefully to ensure that the loan is right for you.

Remember, when applying for any type of loan, it’s important to consider your ability to repay the loan on time and in full. Late repayments can lead to additional fees and charges, which can add up quickly and have the potential to result in a debt spiral.


At Cash Today, we offer a variety of loan options for your specific needs. Our loans have fast approval and can be paid out on the same day. Apply now to see if you qualify and get the funds you need for your next purchase.


Emergency Loans
Lease hire expense loans

Click below to apply for a loan between $500 and $5000 today