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Holidays and travel loans


Are you dreaming of a holiday or adventure but don’t have the funds to make it happen? There are plenty of choices to consider that could help you make your travel dreams a reality. Whether you’re planning a weekend getaway or a long-term backpacking trip, there are loan options to suit your needs.

Updated by Steve Stemp on 1/8/23

holidays and travel loans

Personal loans

Personal loans can be used for a variety of purposes, including travel expenses. They usually have a fixed interest rate and a set repayment term, which can make budgeting easier. Personal loans can also be unsecured, meaning you don’t need to put up collateral like your car or house to secure the loan. For higher loan amounts you may opt for a secured loan instead. 

Credit cards

If you have a good credit score, a credit card can be a useful tool for booking flights and hotels. Many credit cards offer rewards programs that can earn you points or miles for your travel purchases. Just be sure to pay off your balance in full each month to avoid interest charges.

Payday loans

Payday loans are a short-term loan option that can be used for unexpected expenses, such as travel costs being more than you had budgeted. They can also be an option to consider when flights or accommodation are discounted, such as flash sales. If the fees and charges of the loan would be less than the savings from claiming the discount, this option could save you money overall. Be sure to carefully check the terms and conditions of the lender to understand total fees and charges for any loan.


Using a loan to take advantage of holiday/flight deals and special offers can actually save you money in the long run. Many airlines and hotels offer discounted rates if you book in advance, so taking out a loan to book early can result in significant savings. Just be sure to factor in the cost of the loan repayments when budgeting for your trip. 


No matter which loan option you choose, be sure to compare lenders and read the terms and conditions carefully before applying. With a little planning and research, you can find the right loan to make your travel dreams come true.


Different loan types
Veterinarian loans

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