Home > Instant approval loans need Cash Today > instant approval loans

How to Get Instant Approval on Same Day Loans


If you’re in need of emergency funds, same-day loans can provide quick financial assistance. The appeal of a loan offering instant approval is obvious, but there are certain factors that may affect your ability to get this type of loan. Getting approved for a loan quickly can be a challenge. In this article, we’ll discuss how to get instant approval on same-day loans.

Updated by Steve Stemp on 16/4/23

quick loans online same day

Know your credit score

Your credit score is an important factor that lenders consider when reviewing your loan application. A higher credit score typically indicates that you are a responsible borrower and more likely to make payments on time. 

It’s important to know your credit score before applying for a loan so you can avoid applying for loans you would be declined for, address any errors and improve your score if necessary.

Choose the right lender

Not all lenders offer instant approval for same day loans, and some lenders that offer instant approval on loans can have stricter lending criteria and be less likely to approve a loan if there is an imperfect financial position or bad credit rating. 

Research lenders that offer same day payment services and compare their rates and terms, as well as their requirements and FAQ’s. Cash Today is a lender that matches customers with lenders more likely to approve their loan application, increasing the chances of approval. 

You’ll be matched with a lender within 60 seconds generally, and some lenders are able to approve loans in just minutes. Other lenders may take a few hours, or approve a loan the next day if the application was submitted outside business hours. Cash Today prioritises matching applicants with lenders more likely to approve their loan, as opposed to those offering faster approval times but a low likelihood of approving a loan based on preference criteria from the lender.

Complete the application accurately and thoroughly

Submitting an accurate and complete loan application can increase the chances of getting approved. Make sure to provide all the necessary information and documentation, such as proof of income, employment, and identification.

Opt for online application and verification

Applying for a loan online can save you time and increase the chances of instant approval. Many lenders have online application processes that allow you to fill out and submit your application from the comfort of your home. Some lenders also offer online bank verification, which can speed up the loan approval process.

Consider a secured loan

If you’re having trouble getting approved for an unsecured loan, you may want to consider a secured loan. Secured loans require collateral, such as a car or property, which can increase the chances of approval.


In conclusion, getting instant approval on same-day loans is possible with the right preparation and lender. Knowing your credit score, choosing the right lender, submitting a complete application, opting for online application and verification, and considering a secured loan can all increase your chances of getting approved quickly. Consider Cash Today as a lender that offers these benefits and can help you get the funds you need in an emergency.

Learn about getting loans faster

Click below to apply for a loan between $500 and $5000 today