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Loan amount: $2,500

Estimated repayment: —

Total repayable: —

Why Are Some Loan Applications Declined?

The five most common reasons applicants aren’t approved:

Dishonours on bank statements – 33%
Repeat or incomplete applications – 24%
Poor credit history – 20%
Insufficient income or unstable cash flow – 18%
Overall risk – 16%

Think you’re ready? Check your eligibility below or come back when you're confident.

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Basic Eligibility I am an Australian resident and 18 years or older
I can provide online bank statements
Less than 40% of my income comes from Centrelink
I am not bankrupt and have no debt agreements

Do You Have Good Credit? Yes, my credit history is okay
No, I have bad credit or am unsure

Final Check (Good Credit) I haven’t opened a personal loan in the last 90 days
I have fewer than two payday loans under $2,000
No gambling transactions on bank statements
No arrears, dishonours, or debt collections
No wage-advance services in the last 90 days

Requirements (Bad Credit) Monthly income is at least $2,600
Less than 50% of income from Centrelink

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SMS: 0421 824 979

Email:
customerservice@cashtoday.com.au

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