Before starting your application, do any of the following apply to you?

• You have opened a personal loan in the last 90 days
• You already have more than two or more payday loans under $2000
• Your bank statements in the last 90 days display transactions for online gambling, for example Sportsbet
• Your bank statements show payments made to collection companies or payment arrears or dishonours in the last 90 days
• Your bank statements show wage advances such as Wagetap, Wagepay, MyPayFast, Beforepay, in the last 90 days
• Bankruptcy
• A credit score less than 300