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Instant Loans Melbourne
Get approved and funded in minutes

 

  • Check to see if you qualify for a loan in minutes, with no impact on your credit score
  • Quick and easy application with minimal paperwork
  • Accept the loan offer with the most competitive rates for you
  • Funds can be transferred directly to the borrower’s bank account within minutes or hours*
Updated by Steve Stemp on 23/7/24
instant loans

What are instant loans?

Need cash fast? Instant loans from Cash Today can provide quick financial relief. These short-term loans are designed to help cover unexpected expenses and can be approved and funded rapidly. With amounts up to $5,000 available, instant loans offer a convenient solution for those facing financial emergencies.

How do instant loans work?

  • The application process for instant loans is very simple and can be completed online in just a few minutes. So whether you are applying from Melbourne, or anywhere else in Australia, the process is fast and easy.
  • Once you have submitted your application, you will receive a decision within minutes.
  • If you are approved, the money can be transferred into your bank account in under an hour (for applicants with a good financial history and repayment affordability).

What are the benefits of instant loans?

Instant loans offer a quick and convenient financial solution for unexpected expenses. With rapid approval and funding, these loans can provide much-needed relief in times of crisis. By consolidating debts, avoiding late fees, or covering emergency costs, instant loans offer flexibility and peace of mind.

What are the drawbacks of instant loans?

  • Instant loans can have higher interest rates than traditional loans.
  • They should only be used for short-term needs.
  • If you are not able to repay the loan on time, it can damage your credit score.

How to apply for an instant loan

To apply for an instant loan, simply complete our online application. You’ll need to provide basic personal details, proof of income, and authorize a read-only bank statement verification. Once submitted, you’ll receive a decision in minutes. If approved, accept the loan offer and funds will be transferred to your bank account, often within hours.

Tips for getting approved for an instant loan

  • The best way to improve your chances of getting approved for an instant loan is to have a good credit history.
  • You should also be able to show that you have a steady income and can afford to repay the loan.
  • It is important to be honest about your financial situation when you apply for an instant loan.

Click below to apply for a loan between $1000 and $5000 today

Frequently asked questions

 

  • What is the fastest way to get an instant loan?
    • The fastest way to get an instant loan is to apply online and have all of your information ready.
  • How much can I borrow with an instant loan?
    • You can borrow up to $5,000 with an instant loan.
  • What is the interest rate on an instant loan?
    • The interest rate on an instant loan will vary depending on the lender and your financial situation.
  • How long does it take to repay an instant loan?
    • The repayment term for an instant loan will vary depending on the lender and the amount you borrow.
  • What happens if I can’t repay my instant loan?
    • If you can’t repay your instant loan, you should contact the lender as soon as possible to discuss your options.