Lightning-Fast Loan Approval

Need money fast? Cash Today offers lightning-fast loan approvals. Get the cash you need without the wait. Our simple online application process takes minutes to complete, and you could receive a loan approval decision in under a minute.

In many cases, funds can be transferred into your bank account within hours of approval, or same day. No more endless paperwork or drawn-out waiting times. We understand that unexpected expenses can arise, and we’re here to help you get back on your feet quickly.

Check Your Eligibility and Rate Instantly

Wondering if you qualify for a fast loan? Find out in seconds with our eligibility checker. Simply answer a few questions about your financial situation, and you’ll receive an instant decision.

Plus, you can get an estimate of your potential interest rate without affecting your credit score. It’s quick, easy, and obligation-free.

How to Get the Fastest Loan Approval

To increase your chances of a fast loan approval:

• Prepare your information: Have your personal details, income information, bank account details, and identification ready.
• Check your eligibility: Use our eligibility checker to determine your chances of approval before applying.
• Choose the right loan amount: Apply for a loan amount you are confident you can repay.
• Authorise bank verification: Have your online banking login details ready to authorise the read-only bank statement verification.

Fast Loans Available Australia-Wide

Cash Today is available to residents of all Australian states and territories, including Brisbane, Sydney, Melbourne, Adelaide, Perth, Hobart, and everywhere in between. No matter where you live, you can access our fast and convenient loan services.

Fast Loans for Various Needs

Cash Today offers fast loans to suit your needs. Whether you’re facing an unexpected emergency, need to cover a small expense, or want to consolidate debt, we have a loan option for you.

• Emergency Loans: Quick cash to cover unexpected costs.
• Small Loans: For smaller financial needs.
• Medium & Large Loans: Car loans, home renovation loans, medical loans and more.
• Debt Consolidation: Combine multiple debts into one manageable loan.

Check your eligibility now

Apply for your fast loan now and get the cash you need quickly. Our simple application process takes just minutes to complete.

FAQs

General Questions

• How long does the application process take? Our online application process is quick and easy, taking just a few minutes to complete. You can receive a provisional approval decision in under a minute.
• How quickly will I receive the money? If your loan is approved, funds can be transferred into your bank account within hours of approval.
• What happens if my application is declined? If your application is declined, we will provide you with specific reasons for the decision. This information can help you improve your financial situation and increase your chances of approval in the future.
• What if I can’t repay the loan? We encourage borrowers to contact us immediately if they are experiencing financial difficulties. We offer support and options to help you manage your repayments.
• What are the fees and charges? Fees and charges vary depending on the loan amount and term. You will be provided with a detailed breakdown of all fees before you accept the loan offer.

Eligibility and Requirements

• What are the eligibility criteria for a fast loan? To be eligible for a fast loan, you must be an Australian resident aged 18 or over with a regular income.
• What documents do I need to provide? You will need to provide proof of identity, income, and residency. This may include a driver’s license, bank statements, and utility bills.
• Can I apply for a loan if I’m unemployed? While employment is generally preferred, we may consider other sources of income, such as government benefits for loan amounts of $500.
• Can I apply for a loan if I have bad credit? We assess each application on a case-by-case basis. While a good credit history can improve your chances of approval, it’s not always a requirement, and our $500 Second Chance Loans might be an option to consider.