Head Buried in the Sand?

Are you in control of your finances? Or, like many of us, are your finances more like an out of control toddler… constantly surprising you, getting destructive (and dipping into your overdraw), taking more than their fair share, and refusing to bow down to your...

No More Depriving Yourself

If you have tried to stick to a budget before and have never been able to last more than a month or two, it could be that you are in a state of mind where you feel deprived by limiting your spending. What we understand through many psychological studies is that the...

How to Budget with an Unstable Income

Especially common with small businesses such as service providers or sole traders, cash flow consistency (or lack of consistency) can put a real spanner in the works when you are trying to plan out finances. It’s all good and well to know what your monthly expenses,...

3 Ways to Keep Your New Year Resolutions

Did you jump into 2018 excited to make progress with you New Year resolutions? Maybe you want to get fit and healthy, or travel overseas. This could be the year you get finally save for that house deposit, or learn a new language. Whatever your resolutions, there are...

How to Automate Your Finances

Wouldn’t it be great to set your financial goals for the year, and then just forget about them? While life does have a tendency to throw the occasional curveball at you, a bit of planning can actually go a really long way! So what will you need? A bit of time, an...

Recovering from Christmas Budget Blowouts

Sometimes you just get caught up in all that festivity. You can get a little carried away with presents, or groceries, or just spending in general at all the different social events you were invited to. If you’ve found that your bank account balance is looking a...