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Privacy and Security Policy

Cash Today Pty Ltd is committed to protecting your privacy. We recognize the importance of safeguarding and respecting your privacy, and accordingly have implemented this Privacy and Security Policy Statement to explain our online privacy and security policies. 

Information Collection
Cash Today Pty Ltd collects information from the following sources:
1      Non-public, personal information you knowingly choose to disclose, which is collected on an individual basis via internet, fax, phone, or mail.
2      Website use information collected on an aggregate basis as you and others browse our website. If you choose to correspond through e-mail, we may retain the content of your e-mail messages together with your e-mail address and all responses sent through our website. We provide the same protections for these electronic communications as we employ in the maintenance of information received by mail and telephone.
3      Information we receive from you on applications or other forms.
4      Information about your transactions with affiliated and non-affiliated third parties.
5      Information from a consumer reporting agency.
6      Information we obtain to verify representations made by you, such as your checking account information.
7      Information we obtain from a person regarding their employment, credit, or other relationship with you, such as your employment history.

Information Disclosure      
Cash Today Pty Ltd  may disclose non-public, personal information to non-affiliated third parties such as collection agencies, as permitted by law. Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

Cash Today Pty Ltd may use information collected via correspondence to send you marketing communications which could include payment notices, account updates, information about website changes, new Cash Today Pty Ltd  products and services, and special offers. The lists used to send you product and service offers are developed and managed to safeguard personal information.

Cookie and Web Server Information Collection
Cookies help us collect important business and technical statistics which enable Cash Today Pty Ltd  to serve you better. The information in the cookies lets us track the various paths followed by users of our website as they move from one page to another while on our website. Web server logs allow Cash Today Pty Ltd  to assess site visits and site visit capacity. These methods are not used to capture individual e-mail address or any personally identifying information about you.

Information Transfer Security
When applying through www.cashtoday.com.au  your data is secured through Secure Socket Layer (SSL) and proprietary encryptions before it is sent. The information is scrambled en route and decoded once it reaches its destination. We recommend you do not send confidential information such as your drivers licence number or account number through unsecured e-mail or Instant Messenger. Sensitive communications should be transmitted by calling us toll free at
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Information Protection Security
Cash Today Pty Ltd  utilizes Secure Socket Layer (SSL) and additional proprietary security to safeguard the confidentiality of personal information from unauthorized access or disclosure and accidental loss, alteration or destruction.  SSL encryption is the industry standard and is commonly used in Internet applications that require security and privacy for sensitive data.

Information Audits: Cash Today Pty Ltd operations and business practices are constantly reviewed for compliance with corporate policies and procedures governing the security, confidentiality, and quality of our information.

Employee Confidentiality: Cash Today Pty Ltd, ethical standards, policies and practices are dedicated to safeguarding your information. Employee access to confidential information and the use and disclosure of such information to authorized persons, processes and transactions follows confidential information best practices, and is limited.

Children’s Online Privacy Protection Act
Cash Today Pty Ltd, does not knowingly solicit data from nor knowingly market to individuals under the age of 18. Concerned parents can use readily available software packages to prevent children from accessing websites they deem as inappropriate.

Legally Compelled Disclosure
We may disclose information when legally compelled to do so as required by law, or for protection of our legal rights.

Requests for Deletion of Information
All information sent to Cash Today Pty Ltd is kept according to strict policies as stated above in the Cash Today Pty Ltd  Privacy Policy. Any information, data, instant messages, fax documents, emails and voicemail's are stored for the customer's protection and that of Cash Today Pty Ltd. Data, instant messages and fax documents are purged at AeroAdvance' discretion. Email records are kept indefinitely per regulatory and company policy requirements.

If you have not applied for a loan, you may request your information to be deleted by sending us an email, fax or a written request. Once a person has applied for a loan with Cash Today Pty Ltd, all information received will be kept indefinitely. Denied, pending approved and hold status applications are kept archived until purged at our discretion. Additionally, if a person has received a loan with Cash Today Pty Ltd, his/her information cannot be deleted due to state and Federal regulations and company policies. All customer information will be kept for a minimum of 2 (two) years.

Specific requests for deletion from individuals who have not applied for a loan are given priority in deletion. Email notice of deletion is considered sufficient notice to customer. No further notice will be given. Records of a deletion request are kept, including any correspondence written or electronic, indefinitely. Included in such records are the person’s name, address and contact information for recording and filing purposes.

Notice of Furnishing Negative Information
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

Consent
By using our website, you consent to Cash Today Pty Ltd's collection and use of your personal information as described in this online Privacy and Security Policy Statement. If we change our online privacy policies and procedures, we will post those changes on our website to keep you aware of what information we collect, how we use it and under what circumstances we may disclose it.